For Home Buyers
Home purchases are both financial and emotional and I can help you handle both parts. It is vital that you know what you can afford prior to falling in love with something unobtainable.Your credit rating needs to be reviewed so that you may correct any errors before the application process begins. It has a direct affect on the terms of your loan. Check your credit rating here. I will connect you with local lenders who will discuss possible loan programs that meet your individual needs and pre-approve you for a loan.
I’ll listen to your needs. Together we will select the neighborhoods and other criteria most important to your purchase. I will then keep you informed when appropriate properties become available (by email if you like) and provide sales information to determine value. I will negotiate the best offer possible and guide you through the escrow process to the exciting time when I can hand over the keys to your new home.
What does it cost to buy a home? My fee is usually paid by the seller. The largest cost to you will be involved in obtaining the loan. You need to speak with your lender about which ones will apply to your situation. The escrow fee is typically split between buyer and seller. Property taxes and possible homeowner association dues are prorated to the time of purchase. You will want to pay for a contractor physical inspection and other possible investigations.
